While scrolling your Facebook or Instagram feeds, you must have come across the BaigeWallet.
The wallet is being marketed by renowned Nollywood actors like Bimbo Ademoye, Kate Henshaw, etc.
But does that make it a legit app for use?
Well, I will tell you all about it in today’s post.
If you’re ready, I am. So let’s get started.
Trust me, it promises to be an interesting ride.
Post Summary
Here’s how today’s post will flow:
- What is BaigeWallet?
- Features of BaigeWallet
- Types of Savings Plans
- Supported Assets and Countries
- BaigeWallet Deposit and Withdrawal Requirements
- BaigeWallet Verification Process
- How to Get Started
- FAQs
- Final Thoughts: Is BaigeWallet The Top Savings App for 2025?
Okay… Let’s get right to it.
What is BaigeWallet?
BaigeWallet is a savings and investment platform that offers financial growth opportunities safely and conveniently at highly competitive rates.
It was founded in 2023 by Fisayo Bejide and a team of others.
The platform’s headquarters are at 2 Olushola Agbaje St, Lekki Phase I 106104, Lekki, Lagos, Nigeria.
The platform enables you to grow and secure wealth through various products for favorable returns.
With its outstanding features, BaigeWallet is one app you will enjoy using.
Talking about the features, I talked about them below.
BaigeWallet Features
The top features include:
- Interactive UI
- Improved security
- Active support
- Referral
- High ROIs
- Multiple savings plans
- Low fees
- Competitive rates
- Mobile app (iOS, Android)
Let’s get to the next section for the products offered by BaigeWallet.
Types of Savings Plans
The wallets offer the following savings plans:
- Just Save
- Save4aNeed
- Naira Fund Investment
I have more details below.
1. Just Save
Just Save is a flexible emergency savings plan, where you can start saving with a minimum of N2,000.
This is suitable for those people who just want to keep aside some money for emergencies which they can access when needed.
Find more information in the table below.
| PARAMETERS | FREQUENCY |
| Interest rate | 15% |
| Duration | 1 month |
| Frequency | Daily, Weekly, Monthly, Just once |
| Minimum deposit | 2,000 NGN |
| Manual top-up | Yes |
| Withdrawal window | Any time |
2. Save4aNeed
Save for a Need enables financial discipline and rewards your efforts with higher interest rates.
It is suitable for persons interested in saving up for a particular need.
Be it house rent, school fees, home appliances, work equipment, etc., Save4aNeed is for you!
| PARAMETERS | FREQUENCY |
| Interest rate | 14.5% |
| Duration | 3 months minimum |
| Frequency | Daily, Weekly, Monthly, Just once |
| Minimum deposit | 5,000 NGN |
| Manual top-up | Yes |
| Withdrawal window | Once during the saving lifetime |
3. Naira Fund Investment
Naira Fund Investment is a savings plan that helps you to put together funds for bigger projects like building a house, funding your kid’s education, etc.
| PARAMETERS | FREQUENCY |
| Interest rate | 19% |
| Duration | 6 months minimum |
| Frequency | Just once |
| Minimum deposit | 150,000 NGN |
| Manual top-up | Yes |
| Withdrawal window | Manual top-up |
Supported Countries and Assets
As of press time (March 2025), the only supported country is Nigeria while the supported asset is the Nigerian Naira.
The team at BaigeWallet is working relentlessly to onboard more countries and assets.
BaigeWallet Deposit and Withdrawal Requirements
To deposit or withdraw on BaigeWallet, you will, first of all, add your bank details which will be used for both depositing on the platform and withdrawing from it.
Deposit
You can deposit Naira from your bank account using either a bank transfer or a debit card.
To fund your account successfully, BaigeWallet will create an account for you on its platform.
You will copy the account details and send funds to it using your chosen deposit option.
The minimum amount to deposit is 5,000NGN.
Funding your account takes less than 5 minutes.
BaigeWallet charges no deposit fees but bank charges may apply from your bank.
Withdrawal
Withdrawing funds from the BaigeWallet to your bank account takes less than 5 mins.
All you have to do is to click on ‘Withdraw’, type in the amount, select the bank account to withdraw to, and confirm the payment.
The funds are now sent to your bank account in a jiffy!
The minimum amount you can withdraw is 2,000 NGN.
Again, BaigeWallet charges no withdrawal fees but your bank might have some fees attached.
Verification Requirements for BaigeWallet
After downloading the BaigeWallet app, you will need the following to get verified:
- Email address
- Phone number
- Bank Verification Number (BVN)
- National Identification Number (NIN)
- Facial verification
Verification on BaigeWallet takes less than 24 hours.
I will share how you can get started on BaigeWallet in the section below.
How to Get Started on BaigeWallet
Step 1: Download the BaigeWallet app
Step 2: Sign up with the required details
Step 3: Fund your account
Step 4: Select a savings plan
Voila! You are all set up.
Below, I will answer some of the frequently asked questions you might have.
Frequently Asked Questions (FAQs)
BaigeWallet has multiple security layers to ensure your funds are safe and accessible at withdrawal.
Customer’s Card-related information are handled by our partner Payment Processor who is PCI-DSS compliant. BaigeWallet uses the highest standard globally for Card data protection in payment processing.
It provides Token-based 2FA as an additional degree of security for users.
In addition to using passwords and PINs, this is applicable when authorizing transactions using one-time codes (tokens). Only devices with 2FA enabled can receive this token.
Your BVN is required to sign up on BaigeWallet because it enables the platform to identify you by your name, phone number, and date of birth.
It is also a key component of customer protection as it ensures you can only withdraw funds to your bank account.
This means that no one can withdraw your funds on your behalf to a third-party account.
You can reach out via any of these platforms:
Email: support@baigewallet.com
Contact number: +234 704 987 5121
Live Chat
Conclusion
This is where we draw the curtains on today’s post. Hope it was worth your time.
If you have plans to save up for any project, you can check out BaigeWallet.
With their competitive rates, your dream will surely come true.
But of course, always do your own research. Be sure you are using the right URL to download the app and when visiting the site.
Now, let’s talk: Do you know about the BaigeWallet? Have you been saving with it?
What has been your experience?
Would you recommend it to others?
Let me know in the comment box below.
Till my next post, hodl on… Keep your eyes peeled for the bad guys!
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